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a bit o’ progress

March 4th, 2013 at 03:23 am

I looked through a few piles and boxes of desk junk last night and located the 2012 medical expenses receipts and paperwork that I had compiled last summer. It looks like I have $1218 in expenses to submit against my $1300 medical reimbursement account which means I will lose $82.00. That totally stinks! Ugh. At a December dentist appointment, I found out that I need two fillings and I should have done that before January 1. I am so annoyed. Ok, nothing I can do to change the situation, so moving on.

Guitar check – FOUND. Yay! It’s a refund for $160 worth of unused lessons, so I will deposit that tomorrow.

I have been sorting, recycling, shredding and organizing mounds of old paperwork today and have come up with additional financial items I need to take care of:

*Call Discover to find out when my 0% rate deal is finished on my c.c. that has a current balance of $4750. DONE – offer ends in September 2013, so I have 7 payments left at 0%. That’s $679/month for 7 months and it will be paid off. Next payment is due March 8, so I submitted $690 electronically today.

*Car loan – oops, for some reason I have not paid my car loan in a few months and while sorting through mail discovered two late payment notices for it. So, I paid $462 electronically toward the loan today. That was the max I could submit, or I would have sent in $500.

*I just found a few outstanding medical bills for 2013, so will pay those this week.

*My Visa payment was due 2/27, so I paid that electronically today. Unfortunately, I will most likely incur a finance charge since the payment was late. It should only be a few dollars, but still. Hmm, I might also get a late charge, which would be more than a few dollars. Crap.

O.k., so that’s some progress. I feel annoyed that I’ve lost touch with my finances and that I’ve wasted a lot of money recently. It’s time for me to get back on track.

My office area is now a DISASTER AREA with paperwork everywhere. Whenever I decide to sort and organize old stacks and boxes of papers that have accumulated, I make a colossal mess. I so wish I was naturally anal – I envy people who are! Smile

6 Responses to “a bit o’ progress”

  1. creditcardfree Says:
    1362367633

    You are doing great getting things back in order! Keep up the great work.

  2. KC @ genxfinance Says:
    1362398389

    It's okay man. We've lost track of our finances once in a while too. Don't worry. You'll get back on track soon.

  3. Carolina Girl Says:
    1362403323

    It will feel great when you get to the bottom of that pile. Sounds like you are making good progress. Keep at it and you'll be all organized in no time and may decide you like it. Smile

  4. librarylady Says:
    1362409897

    You can set up automatic payments for your credit cards and they won't ever be late again. That is what I have done.

  5. JulieA Says:
    1362413779

    I agree, check with your credit cards to see what kind of automatic payments they have set up. I have one that will deduct an automatic payment if I haven't already met the minimum payment for the month. Back in the days before I was able to just pay off my activity on the first of every month, it saved me a couple of times.

    Step by step progress is great. You are doing great. Just keep the momentum going and don't get discouraged.

  6. Jerry Says:
    1362433023

    We just did something similar with all of our bills, and it can lead to finding some unfortunate surprises if you haven`t been careful! I once had to re-apply for our foreign health insurance because I realized 12 hours too late that I had missed the renewal deadline. Ooops. Felt like Dad Of The Year, that day. Wink Jerry

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