June 16th, 2013 at 08:27 pm
I'm missing my dad today - he died 13 years ago.
I joined swag bucks back in February, but haven�t taken the time to participate until Friday night. Oh my, it is quite addictive. I first read creditcardfree�s recent �tutorial� posts and then dove in. I can see that this will be a major time suck if I�m not careful! And, while the rewards are fun, they are not big enough to spend TOO much time pursuing them. Like CCF illustrated, I think a strategy is the way to go.
The videos and tv clips are an easy way to get a few points here and there. I downloaded the tool bar and am using the search feature, which seems to generate points a few times a day. I tried a few of the surveys, but I don�t think I will qualify for many of them since I don�t have a family and I don�t purchase many mainstream products. I�m not sure if it�s worth the time to keep trying. I just did one of the �tasks� � WTF? Very odd search engine comparison exercise. I ended up not finishing because it got too tedious, but I did receive 20 points, which I wasn�t expecting. Still, I don�t think the time investment will be worth doing future tasks.
The first night I became obsessed and ended up accumulating 192 points. But, that was over the course of at least 4 hours! It might be best to shoot for the goal amount each day and stop there.
I�m thinking of using the points for Amazon gift cards to put towards a digital camera that I want to purchase. I don�t think I�ll be able to hold out long enough to get it for free using points since it will cost $600 or more, but I could see earning some money towards it. Every little bit helps! I�m starting with a $10 Amazon gift card that I earned a few months ago by downloading my credit union�s iPad app and trying it out. I currently have 432 sbs, so when I get to 450, I will redeem them for a $5 Amazon gift card. I�m assuming it makes most sense to redeem the points as I accumulate them for the $5 gift cards, since the higher denominations seem to cost 500 points for each $5 rather than 450? Not sure how that makes sense.
I still don�t understand how to get points playing the games. For some of them, you have to sign up for a tournament and use real money? Is there a way to play something during a bit of downtime for some points?
I�m bummed that I didn�t try this right after I sprained my ankle. I had to spend a lot of time lying down with my foot elevated and I could have been racking up points without feeling like I was wasting time!
Update � I decided to try another survey and it worked. I just got 50 points for doing it (I should have timed it � was probably 10 � 15 minutes?) So, now I have 487 points. I guess I will now learn how to redeem points for a gift card!
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June 13th, 2013 at 08:26 pm
I�m going away at the end of June for a week and I just hired my neighbor to watch my sweet baby kitty Jubes. I�m so excited that she is available! She and her husband rent one of two apartments in the house next door to me and, while I don�t really know them, they seem mature and responsible. Now I feel like I can really relax when I�m away, knowing that someone will be keeping an eye on my house as well as taking care of the cat.
What is a reasonable daily rate for someone to stop by once a day to replenish food & water, scoop litter box, and make sure that kitty is ok? I was thinking $15 � 18 dollars a day. Is that enough? What do people pay these days? I think I�ll be gone 8 days total.
My quest for healthy eating continues, which is helping both my grocery expenses and my waistline, although not as quickly as I�d like it to!
I just got notification of my company�s raise percentages this year and I�m really disappointed. I will receive a 3.3% raise for high achievement. Ugh � I got a 3.5% raise last year for normal achievement. High achievement was 4.5% last year! I was expecting to get at least 4.0%. I feel like I�m getting ripped off by 1.2%. Arghhh. I�m so annoyed and pissed! So much for incentive for this year. Boo.
Well, off to drop a bunch of money on getting my hair colored. Yeehaw. 
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June 4th, 2013 at 10:11 pm
(Bizarre that my blog post has the same title as Miss Angel!)
Lots of thunderstorms in my area this past weekend, so I did a lot of relaxing at home. I made it through a crazy March, April and May at work and things will start to slow down now a bit for the summer. Yay. Unfortunately, because of this craziness coupled with depression during the last few months, I spent way too much money on comfort foods and eating way too much of them! Add a sprained ankle into the mix and I now weigh about 155, which is the heaviest I�ve ever been. I think it was PatientSaver who once said that she was flirting with the 150s in weight � I�m sad to say that I seem to be in a full-blown relationship with the 150s!
Thankfully, I reined in my eating habits starting two weeks ago and have been doing a pretty good job buying less food overall, especially junk food, and eating healthier foods in smaller quantities. I had a big score on cauliflower the other day. I mostly shop at a local food co-op, but there�s a small supermarket in the same neighborhood which I also use. They sell organic cauliflower heads for 50 cents less there, so I stopped by on Friday to pick one up. The heads all looked like they were past their prime (although still fine), so I decided to ask for a discount. Rather than paying $4.49 for one head, I was charged $1.25. So, I asked it if could get two! I�m so excited, I love cauliflower. I also bought a large papaya that was on the deep discount rack for $2. I haven�t tried it yet, so don�t know if it will be a bargain or a bust. I recently found a local, free range egg source at work for $2.50/dozen which is cheap for my area!
I�ve just started to incorporate some gentle exercise into my day that hopefully won�t hurt my healing ankle. I bought a bike trainer on sale from Bike Nashb@r, assembled it with my mountain bike last weekend and have started to use it. I�ve also been taking short walks wearing my ankle brace when I have time. I really miss exercising after a very sluggish few months. One financial bonus has been that my gas consumption has gone way down recently. That will climb back up with summer travel.
I haven�t really lost any weight yet, but my first goal was to reorient my taste buds to healthy food and to stop my sugar/fat addiction. Once I get into the habit of eating well, I love to eat tasty, nutritious food. But the minute I start to drift to the dark side of junk food, it can be a slippery slope, and I tend to get into �all or nothing� mode. So, I�ll ride this wave as long as I can�
Today�s meals
Breakfast � rolled oats, steamed broccoli, olive oil & salt (was supposed to include a hard-boiled egg, but I forgot to bring one to work!)
Snack � organic watermelon and a few walnuts
Lunch � small amount of deli chicken, lots of lettuce, red cabbage, grated carrot & daikon radish, and stone-ground mustard wrapped up in a multi-grain tortilla.
Snack � organic cantaloupe slices
Dinner � a Thai coconut curry dish that I made on Sunday with cauliflower, bok choy, carrots, onions, coconut milk, thai curry paste and small shrimp. Served over brown rice. Yum.
I haven�t check my 403B total recently. It�s currently at $317,533.84. I�m hoping that my entire retirement portfolio will hit $400K by the end of this year, but that will all depend on the whims of the market.
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